Invest in a diversified portfolio of mutual funds with the convenience of Systematic Investment Plans. We help you use the power of compounding and rupee cost averaging so that even modest, regular contributions can grow meaningfully overtime. Starting early and staying invested supports long term wealth creation in a disciplined way.

We help you build and maintain a simple, goal linked investment plan using:

   • Mutual funds across equity, debt, hybrid and solution oriented categories

   • SIPs, STPs and SWPs for different life stages

   • Defined risk profiles such as Conservative, Balanced and Growth

   • Asset allocation across equity, debt and gold

Typical goals include retirement and financial independence, children’s education and marriage, home purchase and upgrades, and emergency or short term needs through suitable debt or liquid funds. The focus is on realistic return expectations, clear timelines and a written plan you can actually follow.

Get personalised wealth management services that include:

    • Comprehensive financial planning and goal mapping

    • Asset allocation across suitable investment products

    • Product selection using research driven frameworks, primarily via our Motilal Oswal association

    • Regular monitoring and review of your portfolio

You receive structured, research backed insights and recommendations so that you can take informed decisions for long term financial growth.

For investors seeking more specialised portfolio handling and who meet eligibility norms, our PMS offering provides:

   • Professional management of your equity and related investments

   • Disciplined investment strategies and asset allocation aligned to clearly defined objectives

   • Positioning as a satellite or satellite plus allocation rather than the default option for everyone

   • Regular review of strategy versus expectations

We aim to deliver consistent, risk adjusted outcomes while relieving you of day to day buy or sell decisions, yet keeping you informed of progress.

For eligible higher net worth investors who can accept higher volatility and complexity, we offer access to selected AIF strategies such as private equity, real estate oriented, long short and multi asset funds. We assist with:

   • Product selection and due diligence

   • Onboarding and documentation

   • Positioning AIFs as a measured part of your overall allocation, not as stand alone bets

   •Periodic reviews of performance and risk

The aim is to ensure that any AIF exposure matches your risk profile, time horizon and return expectations.

Specialised Investment Funds are a newly introduced SEBI approved category of products offered by mutual fund houses. They are designed to provide specialised strategies beyond traditional equity and debt schemes. We help you:

   • Evaluate suitable SIF options

   • Understand their investment approach, risk factors and potential return patterns

   • Decide whether and how they should be positioned inside your overall portfolio so that they stay aligned with your goals and risk profile.

Protecting your family and assets comes before taking investment risk. We help you identify suitable:

   • Life insurance, mainly term plans for income replacement and liability cover

   • Health insurance for individuals and families, with focus on adequate cover

   • General insurance for motor, home and other key assets where needed

Insurance is treated as your financial safety net, not as an investment product. First protect, then grow.

Used sensibly, loans against shares and mutual funds can provide short term liquidity without disturbing long term holdings, or bridge temporary business or personal cash flow gaps. At the same time, leverage raises risk and can amplify losses.

We explain both the benefits and the dangers clearly and discourage LAS if we feel it may endanger your financial stability or tempt you into speculation or high risk trading.

Open the door to stock market opportunities with our support. Through Motilal Oswal’s mobile, web and desktop platforms, we provide access to:

   • Cash equity for long term investing and portfolio building 

   • Equity futures and options for hedging and strategies, only for investors who fully understand the risks

   • Currency derivatives where suitable and permitted

   • Commodities, where eligible

   • IPO applications in primary market issues

   • Select structured products for informed investors who understand payoff structure and liquidity limits

Whether you are a beginner or an experienced trader, we emphasise knowledge, risk management and responsible use of leverage. Derivatives, structures and IPOs are tools, not shortcuts to guaranteed returns.